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DTSTART;TZID=America/New_York:20260930T110000
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DTSTAMP:20260916T182426Z
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SUMMARY:Session 1 - FINED: Why Last Year's ACA Safe Harbor Won't Protect You in 2027
DESCRIPTION:Description \n\nEvery year the affordability threshold moves\, the safe harbor math resets\, and last year’s contribution strategy stops being a safe bet. In this session\, we walk through all three IRS-approved safe harbors — W-2\, Rate of Pay\, and Federal Poverty Line — and shows you how to select the right one for your workforce\, calculate it correctly under the current threshold\, and document your position so it holds up if the IRS ever asks.\n\nWalk away with: \n\nThe current ACA affordability threshold and what it means for your 2027 contribution strategy\nA clear framework for choosing between the W-2\, Rate of Pay\, and Federal Poverty Line safe harbors — and which fits your workforce\nKnowledge of how to create a documented safe harbor position that holds up if the IRS comes asking\n\n  \nThis is session 1 of 3 in our renewal season series\, “Fined. Sued. Fired. The 2027 BSI Compliance Playbook Series.” \n  \nSpeakers: \nKC Rippstein\, Lead Compliance Consultant\, BSI Corporate Benefits \n\nKC has over 20 years of experience in employee benefits\, with 15 of those years focused on building a dedicated compliance practice for a large national brokerage. In this role\, his leadership was central to scaling brokerage operations during periods of massive regulatory change. His knowledge of health and welfare compliance is among the best in the nation – but his greatest skillset is a knack for making difficult topics easy to understand and apply. He is a licensed life and health professional with CEBS\, GBA\, RHU\, REBC\, and ChHC designations and HIPAA\, Self-Funded\, Single Payer and PPACA professional certifications.\n\nDave Erickson\, Account Director\, BSI Corporate Benefits \n\nDave is a seasoned Account Director at BSI\, bringing over 9 years of experience in the insurance industry. Known for his strategic vision and commitment to client satisfaction\, Dave has been instrumental in helping small to midsize businesses navigate the complexities of employee benefits\, delivering customized solutions that align with both corporate goals and employee well-being. His expertise includes health and wellness plans\, data-driven problem solving\, and a variety of voluntary benefits\, ensuring that his clients offer competitive and attractive benefits packages that meet the diverse needs of their workforce. Dave’s approach to client engagement is both proactive and collaborative. He believes in fostering strong\, long-term relationships built on transparency and trust. By staying abreast of the latest regulatory changes and market trends\, he provides his clients with strategic insights and innovative solutions that drive employee satisfaction and retention. Prior to joining BSI\, Dave worked in property and casualty insurance.  Dave received his Bachelor’s degree from Wittenberg University.
URL:https://bsicorporate.com/event/session-1-fined-why-last-years-aca-safe-harbor-wont-protect-you-in-2027/
ATTACH;FMTTYPE=image/png:https://bsicorporate.com/wp-content/uploads/2026/09/Session-1-FINED-1.png
LOCATION:https://us02web.zoom.us/webinar/register/6217895000487/WN_m-QUIdo0SuyoqM5GXn3qXg
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261014T120000
DTEND;TZID=America/New_York:20261014T130000
DTSTAMP:20260916T183443Z
CREATED:20260916T183443Z
LAST-MODIFIED:20260916T183443Z
UID:10000026-1791979200-1791982800@bsicorporate.com
SUMMARY:Session 2 - SUED: The Missing Notice That Turns Open Enrollment Into an Audit Finding
DESCRIPTION:Description: \n\nA missing SBC\, a late COBRA election notice\, an outdated SPD — these aren’t paperwork technicalities. They’re the exact gaps plaintiffs’ attorneys and the DOL look for when a participant is denied a claim or contests their coverage\, and missing notices remove your best defense. KC Rippstein\, BSI’s Lead Compliance Consultant\, breaks down the specific compliance checkpoints to hit at each stage of enrollment\, so what you communicated to employees and what your plan documents actually say never drift apart. Spencer Felix\, Account Director\, joins to lead live Q&A\, grounding the discussion in what he sees across client plans day to day.\n\nWalk Away With: \n\nThe specific notices (SBC\, COBRA election\, SPD) most likely to create a compliance gap — and when each is due\nA better sense of how to keep what you communicate to employees aligned with what your plan documents actually say\nA clear path for how to keep a routine audit finding from turning into a benefits claim you can’t defend\n\n  \nThis is session 2 of 3 in our renewal season series\, “Fined. Sued. Fired. The 2027 BSI Compliance Playbook Series. \n  \nSpeakers: \nKC Rippstein\, Lead Compliance Consultant\, BSI Corporate Benefits \n\nKC has over 20 years of experience in employee benefits\, with 15 of those years focused on building a dedicated compliance practice for a large national brokerage. In this role\, his leadership was central to scaling brokerage operations during periods of massive regulatory change. His knowledge of health and welfare compliance is among the best in the nation – but his greatest skillset is a knack for making difficult topics easy to understand and apply. He is a licensed life and health professional with CEBS\, GBA\, RHU\, REBC\, and ChHC designations and HIPAA\, Self-Funded\, Single Payer and PPACA professional certifications.\n\nSpencer Felix\, Account Director\, BSI Corporate Benefits \n\nSpencer serves as an Account Director at BSI\, where he oversees the strategic management and delivery of employee benefit programs for assigned clients. Working closely with his team\, Spencer is dedicated to providing exceptional service and ensuring client satisfaction by developing customized benefit strategies aligned with each client’s unique workforce needs and business objectives. He acts as a trusted advisor\, proactively engaging with clients to understand their goals and challenges. Spencer leads regular meetings to review plan performance\, discuss compliance requirements\, and identify opportunities to optimize benefit offerings for enhanced employee satisfaction and cost efficiency. His expertise includes navigating complex regulatory environments such as ERISA\, ACA\, HIPAA\, and COBRA\, helping clients maintain compliance and mitigate risk. Spencer collaborates with internal analytics\, underwriting teams\, and external vendors to monitor financial performance\, analyze claims data\, and negotiate vendor contracts\, ensuring high-quality service delivery and cost-effective solutions. He also supports wellness initiatives\, enrollment processes\, and client communications to foster positive employee engagement. A graduate of Shippensburg University with a degree in Marketing\, Spencer combines his experience in the PEO industry and commercial insurance sales with his strategic approach to employee benefits\, making him a valuable resource for both clients and the BSI team.\n\n 
URL:https://bsicorporate.com/event/session-2-sued-the-missing-notice-that-turns-open-enrollment-into-an-audit-finding/
ATTACH;FMTTYPE=image/png:https://bsicorporate.com/wp-content/uploads/2026/09/Session-2-SUED-1.png
LOCATION:https://us02web.zoom.us/webinar/register/4417895000794/WN_g5QwSeByQ_CMpgv7qTC5KA
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DTSTART;TZID=America/New_York:20261112T120000
DTEND;TZID=America/New_York:20261112T130000
DTSTAMP:20260916T184739Z
CREATED:20260916T184739Z
LAST-MODIFIED:20260916T184739Z
UID:10000027-1794484800-1794488400@bsicorporate.com
SUMMARY:FIRED: What Happens When Your Cafeteria Plan Fails — and Who Gets Blamed
DESCRIPTION:Description: \n\nA failed Section 125 or 105(h) test doesn’t just create a tax problem — it creates a paper trail\, and someone has to explain to leadership how pre-tax elections became taxable income for your highly compensated employees after the plan year already closed. KC Rippstein\, BSI’s Lead Compliance Consultant\, unpacks how these tests actually work\, the plan design choices that most often trigger a failure\, and the corrective options still on the table if you catch the problem early. Kevin Newby\, Account Director\, joins to lead live Q&A\, drawing on his experience helping clients navigate these situations in real time.\n\nWalk Away With: \n\nA working understanding of how Section 125 and 105(h) nondiscrimination tests actually work — and why they fail\nThe plan design choices most likely to trigger a failed test\nThe corrective options still available if you catch a failure early — before the plan year closes\n\n  \nThis is session 3 of 3 in our renewal season series\, “Fined. Sued. Fired. The 2027 BSI Compliance Playbook Series. \n  \nSpeakers: \nKC Rippstein\, Lead Compliance Consultant\, BSI Corporate Benefits \n\nKC has over 20 years of experience in employee benefits\, with 15 of those years focused on building a dedicated compliance practice for a large national brokerage. In this role\, his leadership was central to scaling brokerage operations during periods of massive regulatory change. His knowledge of health and welfare compliance is among the best in the nation – but his greatest skillset is a knack for making difficult topics easy to understand and apply. He is a licensed life and health professional with CEBS\, GBA\, RHU\, REBC\, and ChHC designations and HIPAA\, Self-Funded\, Single Payer and PPACA professional certifications.\n\nKevin Newby\, Account Director\, BSI Corporate Benefits \n\nAs an account director\, Kevin oversees the strategic management and delivery of employee benefit programs for assigned clients at BSI. His role involves ensuring exceptional service\, client satisfaction\, and the achievement of specific goals and objectives. Leading a team that includes an account manager and client service coordinator\, Kevin provides strategic guidance and nurtures strong client relationships. As the primary point of contact\, he acts as a trusted advisor to clients\, offering expertise on benefit strategies\, compliance\, and industry trends. Proactively engaging with clients to understand their needs\, challenges\, and goals related to employee benefits\, Kevin meets with clients quarterly to develop and implement strategic plans for client benefit programs. This alignment with client objectives\, industry best practices\, and regulatory requirements is crucial for success. Kevin brings over ten years of industry experience\, having previously worked for Independence Blue Cross and United Healthcare. His expertise allows him to provide expert guidance and consultation to clients on benefit plan design\, funding strategies\, compliance issues\, and cost management solutions. By offering insights into industry trends\, benchmarking data\, and emerging best practices\, Kevin helps clients make informed decisions to ensure that their benefit programs remain competitive\, cost-effective\, and aligned with their needs and budgetary constraints.
URL:https://bsicorporate.com/event/fired-what-happens-when-your-cafeteria-plan-fails-and-who-gets-blamed/
ATTACH;FMTTYPE=image/png:https://bsicorporate.com/wp-content/uploads/2026/09/Session-3-FIRED-1.png
LOCATION:https://us02web.zoom.us/webinar/register/6017895001035/WN_fzZqj7BPSlSotcUa38dmog
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