The Unmatched Power of BSI CORE.

Stability. Predictability. Control.

BSI CORE is redefining what’s possible for mid-market employers. As a leading stop loss and self-funded platform, CORE provides access to the claims data, actuarial expertise, risk protection, and strategic resources typically reserved for large organizations.

Powered by a consortium of more than 2,100 employers and 300,000 members, and backed by over $1 billion in stop loss premium, BSI CORE leverages significant purchasing power and actuarial credibility to deliver superior stop loss protection and long-term cost stability.

Combined with BSI’s high-touch service model and in-house actuarial resources, CORE helps employers achieve greater budget predictability, sustainable cost control, and better outcomes without shifting costs to employees.

Giving Employers Control in an Increasingly Uncertain Environment

BSI CORE is an exclusive model with leveraged group buying power combined with BSI’s best-in-class services and support.

Stability

CORE leverages collective buying power to provide greater protection, stronger negotiating leverage, and dedicated resources for eligible employers.
Predictability

Gain access to your claims data with BSI CORE’s self-funded consortium model and allow BSI’s dedicated team to create programs that control health care issues specific to your employees.
Control

Our team works with your organization to plan your health care costs over a five-year period.

Million-dollar healthcare claims have increased 45% in the past five years.*

Fully Insured plans are seeing an average 14.6% increase in the same time period.** While many employers are aware of this, few have a strategic plan that affords them the control, transparency and predictability they’ll need to successfully prepare for and mitigate this crisis. In addition, some employee benefits brokers, rather than focus on long-term stability, will wave a shiny new cost-control lever in front of their clients, suggesting a quick fix to a systemic, national problem.

What’s the average increase for employers who are a part of BSI Core’s self-funded platform? 5.75%***

*Sun Life book of business data (2019-2022) | **Fully-insured Renewals (2019-2023) | ***CORE Renewals (2019-2023)

BSI has helped improve Hygrade’s employee benefits strategy and process tremendously... Their Account Management and Customer Service teams have supported our administrative team and our employees with excellence!